Call now for a no obligation quote


Total amount
of credit
Fixed annual
interest rate
Duration Instalments Total amount
£1000 190.3% 64.08% 52 weeks £31.55 £1640.60

Apply now with our quick online application

Please complete the form to submit your call back request to V5 LOANS. Details entered will automatically be sent to us when you click the 'APPLY NOW' button at the bottom of the form.

Please note the following before applying:

  • Loans applicable to residents of England and Wales only
  • Free or nearly free of finance
  • Cars registered after 2003
  • Loans only available to those aged over 18

We respect your privacy and will not pass on your details to third parties.

The Process

Apply Online or Telephone for Assistance

Our staff are friendly & here to help
Do you own a vehicle that is free or nearly free of finance?
Is the car registered in your name & address?
How much would you like to borrow?
We assess your car details to confirm it has sufficient value
We calculate the repayments & discuss your disposable income
We will only lend an amount you can afford to repay
We will arrange an appointment for you at your convenience
We will arrange an appointment for you at a convenient location
V5 are happy to write loans with bad credit or good credit, subject to affordability

The Appointment Process

You attend the appointment with your car & documents
Ideally we need to see the MOT & Insurance certificates
We require photo ID & proof of address
We need to see proof of income & expenditure

The Signing Process

We explain the paperwork in slow & precise detail
You sign only once you are totally happy
You are free to take the documents away before signing
We issue payment at the appointment

The Repayment Process

You may repay your loan by standing order
You may repay your loan by debit card
You may repay your loan by paying in book at a High Street bank
You may repay your loan by bank transfer
You may repay your loan online
Early settlements attract discounts
Remember loans for bad credit if you can afford the repayments

We will not lend to the vulnerable

We will only loan when it is responsible to do so
We will not lend to the under 18s
We will not lend to anyone being coerced by another against their will




Consumer credit regulations

We are fully compliant with Consumer Credit Regulations
We are authorised and regulated by the Financial Conduct Authority. Firm Reference No: (FRN) 679012
We are members of the Consumer Credit Trade Association


Your privacy is important.
We will never divulge your details to a third party, without your permission